With high deductions in medical insurance plans that are becoming the norm today, for a small amount you could have additional, if not primary, coverage for your child(ren) during the school year.
The student accident insurance offered pays claims on a primary basis and covers accidental injuries regardless of liability. The exclusions and limitations are explained in the brochure. The one-time cost is as follows, and medical treatments (except exclusions) will be covered for one year from the date of the accident:
|Type of Plan
| Around-the-Clock (24 Hour)
| Optional Extended Dental
To access the 2017-2018 brochure and print the enrollment form please go to www.commercialtravelers.com and click the “K-12 Student Insurance” link. Enter Access Code 94AB. Or click here to be directed to the website and be sure to Enter Access Code 94AB.
Check your current insurance. Several parents each year do not take school insurance only to find they are not covered for some types of routine injuries and, therefore, incur several hundred dollars worth of medical bills that could have been covered. In addition, please keep in mind that while the school has liability insurance, this insurance only covers injuries to students if liability is proven against the school. The school does not pay for routine accidental injuries.
If you have further questions regarding the policy, please contact Colonna Insurance Services, LLC at 203-288-5936